We’d all love to save more money, but it can be tricky when you have so many responsibilities to attend to first, like monthly bills and outstanding debt. If you’d like to grow your savings faster, there are a ton of little things you can do or change that can add up to big savings. Most of them you won’t even notice! Check out just a few of the ideas below and see if you can sneak any of them into your daily or weekly routines.
1. Set up your bank account to withdraw money from your paycheck before you get the chance to spend it.
2. Pack your lunch instead of going out to eat.
3. Save your change. Cents turn into dollars quickly!
4. Keep yourself and your home organized so you don’t waste money on items that you don’t realize you already have.
5. Make your own cleaning supplies when you can.
6. Get rid of your cable, or reduce your plan to the most basic option.
7. Buy items used or secondhand when possible.
8. Don’t be afraid to decline a night out if you can’t afford it.
9. Plan in advance and save a little over time for larger purchases.
10. Ditch bottled water and use a refillable bottle instead.
11. Use free services, like Pandora, to stream music online.
12. Want to catch a movie? Head out for an early show and get the matinee price.
13. Keep an eye on your budget and make changes when needed. Always know where your money is going!
14. Unsubscribe to daily emails from your favorite stores. You’ll avoid being tempted by specials and sales that can result in overspending.
15. Buy generic instead of name brands at the grocery store.
16. Hang-dry your clothes instead of using the dryer.
17. Keep up with your health to cut down on future medical bills.
18. Out to dinner? Order water instead of soda to drink. It’s cheaper AND healthier.
19. Learn to do your own home repairs instead of paying a handyman.
20. Turn the lights off in rooms you’re not using.
What small changes can you make to increase your savings? Share your ideas with us!