Budgeting is the best way to monitor your finances and be sure that you’re not spending more money than you make. Whether you’re starting out for the first time or you’re making some adjustments, keep some of these tips in mind to build a budget that you can use to guide yourself towards financial success.
Sally
How To Be A Successful Saver
We all know how important it is to save money, but how do you become a successful saver? Sometimes it takes a bit of trial-and-error to figure out how saving fits into your budget, but it’s definitely something that needs to be accounted for, no matter how much or how little you’re able to contribute – just contribute something!
Hidden Fees and How to Save By Avoiding Them
I’d like to think I’ve gotten pretty good at working within my budget and monitoring my expenses, but sometimes little things can sneak up on you. Advertised costs aren’t always what they appear to be – hidden fees are popping up more frequently now than ever. They’re the charges that aren’t included in the up-front payment price, and they can be as small as a buck or two, or as much as a few thousand dollars (obviously depending on what you’re purchasing).
What is Carryover All About?
Sometimes our budgets don’t go EXACTLY as planned. Ok, actually pretty much never do they go exactly as planned. So what do you do when you budget $600 for Groceries, but only spend $400? Or worse, you budget $600 and spend $700?
8 Ways to Save A Dollar A Day
So you’ve set some savings goals for yourself and devised a budget to help you reach them. You’re on the right track! I’m not sure about you, but sometimes when I think about my financial goals, they seem so far off into the future, and I feel like I’ll never save enough. I’ve tried to find little ways to contribute a little extra cash to my savings every month to help myself get there just a little bit faster. Can you apply any of these small gestures to your day-to-day spending to grow your own savings account?
Spread The Word About BudgetSimple!
You’ve wrote and told us how much you love BudgetSimple, but why not benefit from letting your friends and family know too? Today we’ve launched our referral program that will let you and the person you refer each get a month of BudgetSimple Plus for free.
Budget-Friendly Entertainment and Exploration
If you’ve been following along, you might have noticed that this has been quite a busy year for me; I’ve made traveling and visiting new places one of my top priorities, and it’s one of the best decisions I’ve ever made. I’ve been to so many places that I’ve always wanted to see, and that’s something I’ll remember forever.
Continuing Your Education On A Budget
I’ve spent the past few years casually contemplating a career change. It’s not that I’m terribly unhappy doing what I do, but I’m not sure it’s what I see myself doing for the rest of my life. When people hear this and ask what I want to do, I honestly don’t have an answer for them, mostly because I just don’t know.
Feature Friday: Custom Top Level Categories, Email Share
We’re constantly rolling out new features and improvements, but two of the more exciting ones this week are the ability to add custom top level categories, and send your budget to someone else via email.
