Phil and Andre talk about ways to save money with auto insurance, and also where you should not skimp.
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A Tour of Our New Android App
Since we did a tour of the iPhone app when it was released, I thought it was only fair to do the same thing for our Droid users. One of the things that makes budgeting difficult is remembering to update our actual spending on a regular basis. Making a budget plan is a great start, but if we’re not consistently recording our expenses, it’s not much use.
Paying Back Student Loans is Like Firefighting
Perhaps you are looking down the barrel of a student loan. You did what you needed to do for your college education, but now you have a debt of $10k, $50k, $100k, or even $200k or more. These are one of the only types of loans that can’t get cleared in a bankruptcy, so this is often a millstone around your neck for life. Especially in this current job market, you may be making just $20k out of school, and that $100k loan looks literally impossible to pay off.
We Make Money Easy Episode 6 – Life, Disability and Long-Term Care Insurance
Phil questions Andre about the different types of Life Insurance, including the difference between Whole and Term Life. Also discussed are Disability and Long Term Care Insurance.
Overview of Some Recent Changes
It’s been a busy couple of months at BudgetSimple. We have a “continuous development” philosophy, where new features and bug fixes get pushed out the door basically as soon as they are created and tested. This allows us to have regular updates, but most are so subtle you probably don’t even notice them, so I thought I’d do a post outlining some of the big ones you may find useful.
We Make Money Easy Episode 5 – Individual Investments: Stocks, Bonds, and More
Andre and Phil talk about how your options when it comes to individual investing. They cover stocks, bonds, mutual funds, along with the positives, negatives and other things to look out for.
Staying in Budget for Christmas
Christmas is a tough time of year on the budget. If you haven’t planned throughout the year, it’s very easy to get into debt in order to make everyone on your shopping list happy. How can this be avoided?
We Make Money Easy Episode 4 – Tax Free Savings Accounts (IRAs)
Andre and Phil talk about the advantages of a tax free savings account.
Personal Finances for Military Families
It can be both rough and rewarding to be in a family where a spouse is deployed overseas with the military. There are so many sources of stress that you shouldn’t let your personal finances be one of them.
We Make Money Easy Episode 3 – Defined Contribution Plans
Andre and Phil talk about how to get started with a defined contribution (or 401k) plan.