Many people have a place they love to vacation to. Sometimes after one visit, sometimes after a yearly tradition they decide to make it a more frequent getaway location, by purchasing something to keep those hotel costs at bay. But is it actually a savings?
Education
Budgeting Isn’t About Being Frugal (Necessarily)
A common misconception I hear is that budgeting is only for those that want to pinch every penny. “I don’t have time for a budget, I’m living life!”, or “I don’t want a budget to tell me not to have fun!”. I’d argue a budget does the exact opposite. Budgeting is about maximizing what’s important to you.
Disposable Income is Good, Disposable Items are Bad.
Open upon a time when a couple moved out of their parent’s house and into their own, they had to hope for heirlooms or gifts from others to have plates and silverware. Now, it’s as cheap and simple as going to Target and getting a 50-pack of disposable plates and spoons. But what seems cheap now is actually more expensive in the long run.
Losing Weight Goes Great With Saving Money
Do you have some extra pounds to shed? Do you also need to make cuts in your budget? Why not do both at once?
Should I Give My Kids an Allowance?
As children, we are like little sponges. We soak up everything about our environment and every lesson we are taught. Things from sharing to being nice, the lessons taught in our formative years carry with us for life. Is finance any different?
How do I Budget for the Unexpected?
A common question for people just getting started with budgeting is how to budget for the little things we can’t plan for, that unexpected car repair or hospital visit.
Buying in Bulk to Save Money, How Much is Too Much?
I was pondering the above question as I cleaned out a hall closet this weekend and found not one, not two, but 10 sticks of antiperspirant, or at my current pace of use, roughly an 8 year supply. I realized we had so much because a) we often buy in bulk, at Costco b) when there is a really good sale on something, we tend to stock up.
Want More Money In Your Paycheck?
It’s a great feeling when you get a raise, suddenly there is extra money in your paycheck to put towards your budget. Many Americans can have this experience right now, yet purposely choose not to!
Little Things To Avoid
Sometimes it seems like we’re being pretty responsible with our money (not buying fancy cars or TVs), yet the budget doesn’t always balance. Usually when that happens, it’s the little things that are making a difference (death by a thousand cuts). Here’s a few tips to avoid the common minor expenses that add up over time.
Getting Your Baby Budget Ready
Guest Post by Jonathan Bernstein, founder of Wizbe.com
Having a baby is an exciting, magical time. It s also the beginning of a lot of changes to your budget diapers, doctors, buying clothes that last 5 weeks. Housing and child care costs are two budget items that usually change a lot when a baby arrives. Reviewing these in advance will give you time to figure out how to fit necessary changes into your budget.
