We all know now that it’s important to budget your finances to plan for the future and manage expenses, but some of us don’t learn that lesson until later in life. We also all want the best for our children, so wouldn’t it be a great idea to teach them this while they’re young? Too many parents don’t discuss finances and how to handle money with their kids, and they send them off into the world unprepared and a bit naive when it comes to saving and managing their money. Start (and maintain) a conversation with your kids to help them understand how important it is to be money-savvy.
Save Money
Where Should I Put My Savings?
We stress over and over again how important it is to save money for a number of reasons, but where is the best place to stash your cash? There are different options to consider when saving money depending on what your goals are.
Spending Less vs. Saving More
I decided to take a trip to our nearest factory outlet stores last weekend to pick up a few warmer weather items for my upcoming vacation (Goodbye, Pittsburgh. Hello, Los Angeles!). They’re typically known for having cheaper prices than you’d normally find in the stores at the mall, so this is usually the first place I think of going when my wardrobe needs a major overhaul every few years.
Budgeting For The Both Of Us
Until I was in my early 20’s, the only person I really had to worry about taking care of was myself. Even growing up as a child, I never really had to share anything that belonged to me. Don’t get me wrong, I’m not saying this to sound selfish, but when I moved in with my boyfriend husband, I had to learn to work as a team instead of a one-woman-wonder, which wasn’t really a bad thing.
Thrifty Gifts for Mom
Mother’s Day is coming up this Sunday. Have you planned anything special? Like many holidays, you can celebrate without spending a small fortune and still brighten your mom’s day. Here are a few ideas to get you started:
What Are You Saving For?
Budget and save, save and budget – two very common goals that come up frequently here. We talk about why it’s important and some ways to get there, but what are these things we’re actually saving for? Here’s a list of 5 common things that you should be thinking about setting aside some money for:
Secondhand Savings
While shopping can be fun, buying brand new isn’t always cost-effective or budget-friendly. The next time you’re looking to make a purchase, consider buying used items to save some cash, or think about renting or borrowing when you can. Check out some of the most common items that are bought secondhand:
Ways to Save Green While Going Green
Going green is quickly climbing the ladder on priority lists everywhere, not just because it’s good for the planet and our health, but because it can also save you some cash. Some of these ideas can help your wallet get bigger while your carbon footprint gets smaller.
5 Tips for Saving Money After Graduation
I can feel it in the air – graduation season is beginning! I work on a college campus, and my younger sister is graduating next week, so the excitement around me is pretty palpable. Along with that excitement can come feelings of anxiousness and worry – what happens next?
Saving Money – How Much and Where to Start
Every budgeting website will tell you over and over again to save money for emergencies, and this post will be no different. Having a savings account is crucial for your future, to say the least. I can’t even begin to tell you how much I regret not learning to manage my money until I was in my 20s, and how I wish I would have put more effort into saving more of what I was making when I was in high school and college.
