An idea that I think may be uniquely American is that almost everyone has a belief that they will be rich someday. Ask any kid in 7th grade to describe their future and more often than not it’s not “be a fireman” anymore but “when I’m rich I’ll…”. Even 40 year old adults I talk to still say “when I’m rich”… I think this attitude is what makes our country have so many entrepreneurs and innovators, but is the goal even worth it?
Mint vs BudgetSimple
Since the question comes up often enough, I thought it was worth comparing BudgetSimple to Mint, how they are different and how they can be used together.
Should I Budget For Christmas?
Christmas is the season of giving, and that’s the perfect time to throw our budgets to the wind and make everyone we know happy right? You probably know what’s coming here, but no, December isn’t the time to ignore your budget, and this is often the most critical time of year for your finances.
Note to Self: Make Notes to Self
One of the most requested features we’ve had was rolled out yesterday, the ability to add notes to your budget.
RVs, Timeshares and Vacation Homes – A Good Idea?
Many people have a place they love to vacation to. Sometimes after one visit, sometimes after a yearly tradition they decide to make it a more frequent getaway location, by purchasing something to keep those hotel costs at bay. But is it actually a savings?
The New BudgetSimple – Tour
Today we released version 3 of BudgetSimple, which is a substantial overall in terms of looks from the old BudgetSimple. Almost all of the features are the same though, so once you get used to the new look you’ll find the same familiar usefulness. A few things are different that are worth noting.
Time to Start Remembering Your Password
At BudgetSimple, we’re always thinking about security. We know you never want someone accessing your account without your permission.
Budgeting Isn’t About Being Frugal (Necessarily)
A common misconception I hear is that budgeting is only for those that want to pinch every penny. “I don’t have time for a budget, I’m living life!”, or “I don’t want a budget to tell me not to have fun!”. I’d argue a budget does the exact opposite. Budgeting is about maximizing what’s important to you.
Disposable Income is Good, Disposable Items are Bad.
Open upon a time when a couple moved out of their parent’s house and into their own, they had to hope for heirlooms or gifts from others to have plates and silverware. Now, it’s as cheap and simple as going to Target and getting a 50-pack of disposable plates and spoons. But what seems cheap now is actually more expensive in the long run.
