Houses, Cars, and Money – Oh My!

Like many others in their 20’s (and even 30’s), I’m feeling the pressures of adulthood – college is over, a career has been obtained, and it’s time to be a real-life grown-up! Friends are getting married, buying houses, and starting families. As excited as I am to join this elusive club of workaholics and soccer moms, it’s hard to not be at least a little intimidated by all of the dollar signs associated with some of those things. However, for the first time in my life, I don’t feel like these things are so far out of reach. With a little planning, larger purchases are most definitely attainable, and with a new car and a house on my horizon, I’ll spend the next year proving just that! So where do I even start?

Read more

Cars Are Your Budget Problem

There’s one thing I’ve found common among people I know who struggle with money problems: Cars. You know these people, maybe you are one of these people, heck I DEFINITELY was one of these people. Modern society gives us guidelines about what percentage of our income should go to a car payment. When you start using BudgetSimple, we even assume that a car payment is part of your budget. But what if it wasn’t?

Read more