How to Cancel Comenity Bank

About Comenity Bank

Comenity Bank is a retail credit card company. It is owned by Alliance Data. Comenity Bank is publicly traded and offers loyalty marketing services. It was founded in the late 1990s. The bank’s headquarters are located in Plano, TX. Comenity Bank has customers in the United States and Canada. The President and Chief Executive Officer of the company are Ed Heffernan. There are currently over 50 million Comenity Bank cardholders. They have over 150 retail brands that they provide credit cards for. These brands include Victoria’s Secret, Lane Bryant, West Elm, Ulta, J.Crew, and Orbitz, to name a few. To date, they are a billion-dollar company and employ over 20,000 people.

Obtaining a credit card from Comenity Bank is a little less intensive than other banks. They are opened to accepting customers with a low credit score and fair credit history. If you have “less than perfect” credit, you will probably be eligible to receive a credit card from Comenity Bank. The annual percentage rates range from 25-30%. Most cards do not have an annual fee. The billing date is 25 days after the close of each billing cycle. The billing cycle varies depending on when you actually get approved for the credit card and receive the card. Regardless of the retail company, all credit card payments will be processed directly through and to Comenity Bank. You will receive a paper statement in the mail and you can pay via money order, check, or debit card and return to the statement and payment via mail. Or, you can create an account on the Comenity website and pay online. Late payments will incur a $38.00 late fee on most credit cards. All accounts are regularly monitored to ensure that you are protected against fraud and identity theft attempts. To cancel your Comenity Bank account, follow the instructions outlined on this page.

Commonly known as