Privacy PolicyDate of Last Revision: 2024-11-30 This privacy policy (“Privacy Policy”) is provided by Internet Financial Company, LLC, a Delaware limited liability company doing business as BudgetSimple and BudgetKit (“Internet Financial Company,” “we,” or “us”). This Privacy Policy applies to your use of all services, content, websites, and applications provided by Internet Financial Company (collectively, the “Services”). By accessing or using our Services, you agree to this Privacy Policy. Internet Financial Company values your privacy and strives to handle your personal information responsibly. If you have suggestions for improvement, please contact us at admin@budgetsimple.com. 1. Information We Collect A. Personally Identifiable Information (PII) - Name - Email address - Other contact details necessary to provide our Services How We Use Your PII: - To deliver and personalize the Services you request. - To communicate essential Service-related information, including updates, changes, announcements, or important notices. B. Non-Personally Identifiable Information - Device and browser type - IP address - Usage statistics How We Use Non-PII: - Improving and optimizing our Services - Generating aggregated analytics that do not identify individual users 2. Protection of Your Information - Access to your personal information is restricted to authorized employees and contractors with legitimate business needs. - We implement reasonable measures to protect your information from unauthorized access, use, or disclosure. Important Disclosures: - We may disclose personal information when required by law or when necessary to protect our legal rights. - We will notify you promptly in the event of a merger, acquisition, or other structural changes involving data transfer. 3. Third-Party Service Providers and Waiver of Liability - We may share your information with third-party providers for analytics, advertising, operational support, and payment processing. - The Services may include integrations with third-party applications. Information collected by third parties is governed by their respective privacy policies, and we assume no liability for their data handling practices. 4. Data Storage Locations - All personal information collected through our Services will be stored exclusively within the United States, United Kingdom, or European Union (EU). We do not store user data outside these locations. - Canadian Users: All personal information of Canadian users will be stored exclusively within Canada. Due to data residency limitations, access to certain features such as Stripe Financial Connections is unavailable for Canadian users. 5. Your Users - Individual consumers - Financial advisors and their clients - Businesses and organizations seeking financial wellness solutions 6. Data Sharing with Third Parties Any data collected via Stripe Financial Connections will not be shared with third parties and is exclusively used for providing the associated services. We do not sell your personal information. We may share information with trusted third-party service providers strictly to support and enhance the Services we provide. These third parties are contractually obligated to secure your data and only use it as directed by us. 7. General Provisions - Cookies: We use cookies and similar technologies for functionality, personalization, and analyzing site traffic. - No Unsolicited Requests: We never ask for personal information via unsolicited communications. Report suspicious activities to admin@budgetsimple.com. 8. Accessing and Managing Your Information You can view, modify, or delete your personal information directly via your account settings or by contacting us at admin@budgetsimple.com. 8. Questions and Contact For questions about this Privacy Policy, please contact us at admin@budgetsimple.com. By using our Services, you acknowledge that you have read, understood, and agreed to this Privacy Policy.