BudgetSimple Privacy Policy
Welcome to BudgetSimple, a new way to create a budget. The BudgetSimple app and service (“BudgetSimple”, or “Service”) is owned and operated by BudgetSimple, a Delaware corporation referred to throughout this Privacy Policy as “BudgetSimple”, “we”, “us”, or “our”. Any references to “you” or “your” refer to both you and any person on whose behalf you act, if any.
BudgetSimple knows that you care about how your personal information is used and shared, and we take your privacy very seriously. We expect that users will use BudgetSimple for personal purposes.
This Privacy Policy tells you about BudgetSimple’s policies and practice for the collection, use and disclosure of information we collect about you through our website and Services, including the website https://www.BudgetSimple.com (the “Site”). By using our Site and Services, you agree to the terms of the Privacy Policy and you consent to the processing of information about you as described here.
Information we collect
The information we gather from customers enables us to personalize and improve our services and to allow our users to set up a user account and budget. We collect the following types of information from our customers.
Information you give to us.
When you register to use the Service, we ask you for the following information:
- Email address
- Password
When using the Service, you may also provide certain other personal information and content, such as categorized budget items, bank account details, or expense/income details. Unless you choose to share your budget, by default any personal information or content that you voluntarily disclose for posting to the Service is not available to the public, and is kept private within the Service. BudgetSimple is not responsible for any personally identifiable information that you choose to disclose publicly on the Service should you choose to make your budget public. If you remove information that you make public through the Service, copies may remain viewable in cached and archived pages of the Service. Bank account logins are not stored by BudgetSimple, but are instead stored with a trusted third party. These details are removed when you delete the bank account or your BudgetSimple account.
Information we collect when you use our Site and Services
We may collect information about the way you interact with our Site, Services, and content, including computer, browser and connection information, statistics on page views, downloads, traffic to and from our Site, IP address and standard web log information.
Also, you may send us biographical information, correspondence, testimonials, photos, blog comments, writings, customer satisfaction surveys or customer service communications.
How we use information
Our primary purpose in collecting personal information is to operate, maintain, and provide to you the features and functionality of the Service. In addition, we may also use the information we collect to:
- provide customer support you request;
- resolve disputes and troubleshoot problems;
- prevent potentially prohibited or illegal activities and enforce our policies;
- measure and improve our Site and Services; and
- tell you about our Services, Service updates, targeted marketing and promotional offers based on your communication preferences.
How we share information
We may disclose personal information to respond to legal requirements (for example, a court order or subpoena) or in the good faith belief that disclosure is legally required, enforce our policies, establish or exercise our legal rights, or protect anyone’s rights, property or safety.
We may also share your personal information with:
- Service providers under contract who help with our business operations (such as credit card processing, delivery services or bill collection).
- Other third parties to whom you explicitly ask us to send your information (or about whom you are otherwise explicitly notified and consent to when using a specific Service).
- Other business entities, should we plan to merge with or be acquired by that business entity or sell assets. Should such a combination occur, we will require that the new combined entity follow this privacy policy with respect to your personal information. If your personal information will be used contrary to this policy, you will receive prior notice.
Cookies and web beacons
When you first use our Site and Services, BudgetSimple may send a cookie to your computer that identifies you as a unique user. We may use session cookies (which expire once you close your web browser) and persistent cookies (which stay on your computer until you delete them) to store your preferences, identify you and maintain your signed-in status, and provide you with a more personal and interactive experience. You can set your browser to refuse cookies or delete persistent cookies by following your browser’s help instructions. If you choose to disable cookies, some of our Services may not work properly. We work with companies who may use cookies and web beacons to collect anonymous information that helps us measure and improve our content effectiveness.
Non-Personally Identifiable Information
We may share non-personally identifiable information (such as anonymous usage data, referring/exit pages and URLs, platform types, aggregated category information, number of clicks, etc.) with interested third parties to help them understand the usage patterns for certain BudgetSimple Services.
BudgetSimple may allow third-party ad servers or ad networks to serve advertisements on BudgetSimple. These third-party ad servers or ad networks use technology to send, directly to your browser or mobile device, the advertisements and links that appear on BudgetSimple. They automatically receive your IP address when this happens. They may also use other technologies (such as cookies, JavaScript, or web beacons) to measure the effectiveness of their advertisements and to personalize the advertising content. BudgetSimple does not provide any personally identifiable information to these third-party ad servers or ad networks without your consent. However, please note that if an advertiser asks BudgetSimple to show an advertisement to a certain audience and you respond to that advertisement, the advertiser or ad server may conclude that you fit the description of the audience that they are trying to reach. The BudgetSimple Privacy Policy does not apply to, and we cannot control the activities of, third-party advertisers. Please consult the privacy policies of such advertisers for more information.
Accessing and changing personal information
You can access and change your account information by visiting www.BudgetSimple.com, logging in with your BudgetSimple account information, and clicking on the “Manage Account” link at the top of the page. There, you can change your email address, password, and disable your account.
We may communicate with you at various times, with administrative emails and Service announcements, customer service responses, and promotional emails like special offers, newsletters and updates. You can choose to stop receiving promotional emails at any time by using the Unsubscribe option in the email. You may not opt out of receiving administrative messages or customer service responses.
Security
We treat data as an asset that must be protected and use tools (encryption, passwords, physical security, etc.) to protect your personal information against unauthorized access and disclosure. However, as you probably know, third parties may unlawfully intercept or access transmissions or private communications, and other users may abuse or misuse your personal information that they collect from the BudgetSimple and the Site. Therefore, although we work very hard to protect your privacy, we do not promise, and you should not expect, that your personal information or private communications will always remain private.
Third Parties
Except as otherwise expressly included in this Privacy Policy, this document addresses only the use and disclosure of information we collect from you. If you disclose your information to others or other sites throughout the Internet (including the ones we link to), different rules may apply to their use or disclosure of the information you disclose to them. BudgetSimple does not control the privacy policies of third parties, and you are subject to the privacy policies of those third parties where applicable. We encourage you to ask questions before you disclose your personal information to others.
Privacy Policy Updates
If we decide to change our privacy policy, we will post those changes on the Site. Changes take effect immediately after they are posted to the Site. This policy was last updated effective June 19th, 2014.
Questions
Should you have any questions or concerns regarding this policy, please contact us at:
Internet Financial Company, LLC
Email: [email protected]
